Paycheck Calculator Missouri
Missouri's first $1,348 of taxable income is taxed at 0%, and the top rate is a modest 4.7%. On a $75,000 salary, a single filer takes home about $59,005 a year in 2026 — unless you work in Kansas City or St. Louis, which each skim another 1%. Enter your salary below and see the split.
Missouri's 2026 tax brackets
Missouri climbs eight small steps of $1,348 each, from a 0% first bracket to a 4.7% top rate. The standard deduction simply matches the federal one — $16,100 single, $32,200 joint for 2026 — and the same brackets apply to every filing status. These are the brackets from the Missouri Department of Revenue's 2026 withholding formula:
| Bracket | Rate applies to taxable income |
|---|---|
| 0% | up to $1,348 |
| 2% | $1,349 – $2,696 |
| 2.5% | $2,697 – $4,044 |
| 3% | $4,045 – $5,392 |
| 3.5% | $5,393 – $6,740 |
| 4% | $6,741 – $8,088 |
| 4.5% | $8,089 – $9,436 |
| 4.7% | over $9,436 |
Take-home pay at common Missouri salaries
Single filer, no 401(k) or health premiums, 2026 figures. Kansas City and St. Louis earnings taxes are not included — subtract roughly another 1% of gross if you live or work in either city:
| Salary | Federal tax | FICA | MO tax | Take-home |
|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,413 | $40,942 |
| $75,000 | $7,670 | $5,738 | $2,588 | $59,005 |
| $100,000 | $13,170 | $7,650 | $3,763 | $75,417 |
| $150,000 | $24,734 | $11,475 | $6,113 | $107,678 |
What makes a Missouri paycheck different
Two cities change everything. Kansas City and St. Louis each levy a 1% earnings tax — on residents wherever they work, and on nonresidents who work inside the city. On a $75,000 salary that is $750 a year, bigger than the entire Missouri tax on a $40,000 salary. It is withheld from your paycheck like a third tax layer, and it is the main reason two Missouri stubs at the same salary can differ by real money. Remote workers who stopped commuting into either city can often claim refunds for days worked at home — keep records.
Missouri also hides a small kindness this calculator leaves out: a deduction for part of the federal income tax you paid. It phases out as income rises and is worth the most to lower earners, so treat the state figure here as a slight overestimate of your real Missouri bill — the only state on this site where the estimate reliably errs in your favor.
And a genuinely new wrinkle: starting with tax year 2025, Missouri no longer taxes individual capital gains at all. Wages still pay the full schedule above, but a stock sale that would be income in most states costs nothing in Jefferson City. For people with equity compensation or a business sale in the plan, Missouri quietly became one of the cheapest states in America to realize a gain.
Finally, the top rate has a ratchet. Missouri law cuts the 4.7% rate further when state revenue hits growth triggers, which is how it got from 5.4% to 4.7% over the past decade. It stays 4.7% for 2026, but it is a number worth re-checking each January.
Mistakes Missouri workers make
- Forgetting the city tax when comparing offers. A Kansas City job and an identical job in Columbia differ by 1% of gross, forever. On $75,000 that is $750 a year — check whether the role is inside city limits before you celebrate the salary.
- Paying for office days you no longer work. If your employer still withholds Kansas City or St. Louis tax on days you work from home outside the city, you may be owed a refund — but only if you file for it with day counts to back it up.
- Estimating state tax straight off gross pay. Missouri shelters the federal standard deduction first and taxes the first $1,348 at zero. A "4.7% of salary" guess overshoots the real bill by a wide margin.
An example you can check
Take a $75,000 salary, single filer, no 401(k). Federal tax comes to $7,670. Social Security takes $4,650 and Medicare $1,088. Missouri taxable income is $75,000 − $16,100 = $58,900, and the brackets produce $2,588. Take-home: $59,005 a year, $2,269.42 every two weeks. Work in Kansas City or St. Louis and roughly $750 more comes out over the year for the city earnings tax.
File jointly on a $95,000 household salary: federal tax $7,040, FICA $7,268, state tax $2,771, take-home $77,922, or $2,996.98 per check. Now add a 6% 401(k) and $3,000 of health premiums to the single $75,000 case. Federal tax falls to $6,020, state tax to $2,235, and you keep $53,737 while banking $4,500 for retirement. Watch what barely moved: FICA. Your 401(k) dodges income tax, never payroll tax.
Frequently asked questions
What is Missouri's top income tax rate in 2026?
How much state tax does Missouri take on $100,000?
What is the Kansas City / St. Louis earnings tax?
Does Missouri tax capital gains?
Why is my real Missouri tax a little lower than the estimate?
More paycheck calculators
Or use the national paycheck calculator to switch between states, or browse all twenty states from the paycheck hub.
Sources & methodology
The 2026 federal and Missouri figures in this calculator come from official tax sources — the Missouri Department of Revenue's 2026 withholding tax formula — and are documented on our methodology page. To see where each line lands on a real stub, read how to read your pay stub and what is taken from your gross pay.