2026 Paycheck Calculators by State
A paycheck calculator turns your gross salary into the number that actually lands in your bank account. Ours runs the full 2026 stack: federal income tax, Social Security and Medicare, then your state tax on top. Pick your state below, or start with the national calculator and switch states inside it.
State tax is where the surprises live. The same $100,000 salary, single filer, no extras: you keep $79,180 in Texas and $72,811 in California. That's $6,369 a year, decided purely by your ZIP code. Every page in this cluster uses the same engine and the same 2026 figures, so the numbers you compare are apples to apples.
Pick your state
Each state page opens with the calculator already set to that state, plus the local rules that change your number: California's disability tax, Pennsylvania taxing your 401(k), Washington's WA Cares premium, and the states that take nothing at all.
| State | How it taxes wages (2026) | Calculator |
|---|---|---|
| California | Graduated, 1% to 12.3%, plus 1.3% SDI | Calculate CA Pay → |
| Texas | No state income tax | Calculate TX Pay → |
| New York | Graduated, 3.9% to 10.9% (NYC adds its own) | Calculate NY Pay → |
| Florida | No state income tax | Calculate FL Pay → |
| Illinois | Flat 4.95% | Calculate IL Pay → |
| Pennsylvania | Flat 3.07%, and your 401(k) is taxed | Calculate PA Pay → |
| Ohio | Flat 2.75% above $26,050, new for 2026 | Calculate OH Pay → |
| Georgia | Flat 4.99%, cut again for 2026 | Calculate GA Pay → |
| North Carolina | Flat 3.99% | Calculate NC Pay → |
| Washington | No income tax, but a 0.58% WA Cares premium | Calculate WA Pay → |
| Arizona | Flat 2.5% — the lowest flat rate in the US | Calculate AZ Pay → |
| Colorado | Flat 4.4% of federal taxable income | Calculate CO Pay → |
| Indiana | Flat 2.95%, plus a county tax in all 92 counties | Calculate IN Pay → |
| Maryland | Graduated, 2% to 6.5%, plus county tax 2.25% to 3.30% | Calculate MD Pay → |
| Massachusetts | Flat 5%, plus a 4% surtax over $1.1M | Calculate MA Pay → |
| Missouri | Graduated, 0% to 4.7% (Kansas City & St. Louis add 1%) | Calculate MO Pay → |
| New Jersey | Graduated, 1.4% to 10.75%, no standard deduction | Calculate NJ Pay → |
| Tennessee | No state income tax | Calculate TN Pay → |
| Virginia | Graduated, 2% to 5.75% | Calculate VA Pay → |
| Wisconsin | Graduated, 3.54% to 7.65%, with a sliding standard deduction | Calculate WI Pay → |
New to paycheck math?
Read how paycheck taxes work first. It walks through gross-to-net in plain English: what FICA is, why your 401(k) lowers your federal tax but not your Social Security tax, and why two people on the same salary can bring home very different amounts. Then go deeper: why a California paycheck is smaller than in Texas, what is taken from your gross pay, and how to read your pay stub line by line. Every figure follows our calculation methodology. Then come back and run your own numbers.